Protect Your Child from ‘Money Pitfalls’ & give them the Financial Skills necessary to Eliminate Debt-Stress and Achieve Financial Security - at an age when some kids are broke and living at home!
If you have loved ones under 30 years old, Teens in High School or a Young Adult in College - You want to read the following message carefully.
Provide your child the most comprehensive, entertaining and highly acclaimed financial literacy program specifically designed for young adults.
Protect your child from the nightmare of credit card and college debt —guarantee them a rock-solid credit history, powerful financial leverage … and discover how saving as little as $100 a month will allow them to avoid credit card debt, give them financial confidence and secure their future.
Powerful financial principles, including “compounding interest”, and how it will help them to leverage their youth for long-term financial security! This includes a Five Proven Step-by-Step Action Plans that make it for your child to secure their financial status now and in the future.
Entrepreneurial instruction that will improve their resume, make them a better job candidate and allow them to earn extra money each month from their own business.  In fact, by the time they complete the video portion of the financial literacy program they will have set up an operational business!
Ensure they won’t fall prey to pure pressure and never again will they give up on their dreams because someone tells them it isn't possible.  They learn why they don’t have to sacrifice fun, friends or family on their way to making their dreams come true.
Powerful, simple, low-risk and automatic stock investment strategies. Warren Buffet even recommends this investment vehicle for new investors.  In 35 minutes they can have their accounts set up to automatically invest their money each month.
The secret job strategies so your child gets paid what they are worth and job interview strategies that will nearly guarantee they get that high paying job that they want. (You’re child will be making more than all their co-workers and peers!)
The next five years may offer the best opportunity for your child to become a homeowner.  Make sure they are prepared and don’t miss the boat - help them avoid renting their whole lives. Smart and simple real estate advice will help them achieve young financial independence and long-term financial security.
How your child can instantly take control of their finances — so they'll never have to struggle with money! (This is a comprehensive home study course offers you a complete "fail safe" system for keeping your child focused and on track to achieve young financial independence.)

That's what your child can look forward to after having completed the Financially Free by 30 financial literacy program.  The best part is they can complete the entire course at their own pace - at home, school or anywhere their iPod or laptop takes them.
Why does your child need a practical,
real world financial education course?
During these uncertain economic times it is more important than ever young adults are prepared for the financial challenges that await them.
Debt levels are near all time highs for young adults and this often the leading cause of other problems that people are facing today: foreclosures, bankruptcies and retirement shortages.  All of these scenarios can be prevented with a practical financial education course.  Consider these statistics:
62% expect of college graduates will have a student loan debt averaging $27,236 (Student Monitor)
Only 11% of workers under 35 years of age indicate they are participating in their company's 401(k). (American Institute of Certified Public Accountants)
40% will never gain a net worth in excess of $10,000. (American Dream Education Campaign)
In most cases, economics and personal financial literacy programs are elective classes so “only 12% of Americans graduate from high school having learned anything about money at all.” (FoxNews.com)
Less than one-quarter of students and only 20% of parents say students are very well prepared to deal with the financial challenges that await them after graduation. (KeyBank)
Research shows that individuals that have taken personal finance education course have a higher savings rate, higher net worth and make larger contributions to their 401k.  (The Department of the Treasury)

"The financial preparedness of our nation's youth is essential to their well-being and of vital importance to our economic future," "In light of the problems that have arisen in the subprime mortgage market, we are reminded of how critically important it is for individuals to become financially literate at an early age so that they are better prepared to make decisions and navigate an increasingly complex financial marketplace," Ben Bernanke Federal Reserve Chairman 

A practical financial literacy program does more than just help your son or daughter out financially.  It will help them live healthier, lower stress levels, have better relationships, ensure their emotional well-being and improve every area of their life.
Finally, a financial literacy program that
walks your child through ‘money essentials’ that will prepare them for the financial realities of life.
Introducing Financially Free by 30:
The Financially Free financial education course combines video, interactive online tools, and hands-on learning to give your loved ones real-world financial experience and understanding. By the time your child is done they will laid the groundwork for a young financial independence, a secure financial future and a lifestyle to be envied. Most adults (in their entire lifetime) never accomplish a third of what our "graduates" will have completed in only weeks.

16-Module Video Course— Easy access online videos allow your son or daughter to watch all the videos at once or pick the ones that they need at any point in their life.  These videos are always available to make sure your child receives positive guidance whenever they have a question.

Printed Workbook Manual—240-page fully-indexed and tabbed manual. This is packed with practical financial advice so your child can easily find the answers they need to make the ‘right’ financial decision.

Electronic versions of manual—PDF ebook and iPod-friendly text edition. Take the manual with you on your laptop or even on your iPod. It’s always there when your child has a financial question.  

Audio Files—Over 7 hours of CD-quality audio (in 8 convenient MP3 files) suitable for listening on your computer, MP3 player, or burn to a CD and listen to them anywhere.

Podcast on Demand—Same content as the Audio edition above, but optimized for iPods and other MP3 players.  

Online Progress Quiz—You can keep tabs on your child’s progress with automatically scored online multiple-choice questions. When they pass your child receives their financial literacy program graduate certificate that they can frame and include with their college or job resume.

Software Planners—Microsoft Word-compatible planners make it easy for your child to create their own customized financial plan

Interactive Software Tools—6 professional calculators that help them visualize financial concepts with graphs and real-time feedback.

Bonus – 2 Free ‘Money X’ tickets and Videos.  Extreme-game athletes, celebrities, bands and DJ’s inspire and teach today’s youth entrepreneurial and money management skills in a in a fun environment.  Attend the event or receive free video downloads of this mega, celebrity packed seminar.

Check out why parents, educators and professionals are raving about this financial literacy program!
The National Parenting Institute is pleased to partner with financial expert and advisor Vince Shorb, author of Financially Free By 30! Mr. Shorb has chosen serve our parents and their teens in an area of their lives that is all too often misunderstood and left vulnerable.  His ability to help people manage their financial resources will provide yet another great tool in our toolbox for raising terrific kids.
Barbara D. Tooker, Executive Director National Parenting Institute
   
“I am a recent graduate and now a professor at Cal State Fullerton. Sure I graduated but I didn’t’ know how to begin to pay off my student loans or have a solid idea on how to manage my finances. Now that I am a professor students ask me for advice. They, just like me, are missing important keys needed to succeed in society. ‘Financially Free by 30’ gives them the key to success. Thank you Vince I now have a reliable course to learn from and share with my students.
Minnie Doan, Recent College graduate current Cal State Fullerton Professor
   
"This course empowers you to design your own lifestyle and provides the tools so you’re able to live life on your terms.  I highly recommend Vince Shorb’s course to anyone that wants to be free of debt, free of financial stress and enjoy financial security at a young age.”
Brendon Burchard, bestselling author Life’s Golden Ticket and College Success Super Summit
   
“We are here at the OC Juvenile Hall (Orange County of Ed) and the work that Vince Shorb has done with our kids has been a valuable tool to their survival skills in the real world. From managing personal finances to looking employment and even starting their own company. I highly recommend this course to anyone especially young adolescence.”
Keith Laszlo, YLA School Administrator, Orange County Department of Education
   
 “By utilizing this product you can be sure that your kids won't run their financial futures to the ground because they are learning from someone who is successful at it!  It's about time that a great product was developed by someone who actually escaped the financial Rat Race.”
Cecilia Abad, Teacher, Parent, Business owner - Museon Performing Arts
   
“What a great topic!  I think your course addresses a significant gap in our education system that profoundly affects the financial success of young people - certainly when they first start out, and probably for the rest of their lives. 
Stephen E. Vollucci, Author “How to Buy and Sell Apartment Buildings”
   
“It’s an amazing course!  The basic principle covered in this course not only cover on how to move within a corporation and grow as an employee it covers how to take this information and grow into being an employer.” 
Marc Griffith, President, eLendDirect, Parent
   
"The multi media course, 'Financially Free by 30' should be a required class in every high school and university in the country.  The material covers a broad range of financial topics, from setting goals, and employment, right down to the details of investments.”  “Simply put, the financial information contained in 'Financially Free by 30' is fantastic!"
Brian Nelson Ford Founder and President of Mainstay Financial Education and Author of Marshmallows AND Bikes
   
 “As a teacher I know ‘Financially Free by 30’ teaches young people what public high school’s do not.  From basic financial principles to advanced investing techniques, each are explained in a way students will understand.  It walks them through each step.  And as a parent I am relieved that someone has finally developed a product to effectively teach young adults about money”
Chris LePage, High School Teacher, Coach, Parent
   

Check the video to see what other parents and educators have to say:

 
 

Are the financial odds stacked against your child?

If you've been paying attention to the news recently, then you already know the answer – The financial odds are stacked against your son or daughter.

Every day, more Americans are falling victim to runaway personal debt, an empty savings account, and inadequate retirement planning all because they lack a practical financial education course.

Personal savings are at an all time low and credit card debt is hitting new highs. The average American spends MORE than they earn. Rising housing costs, combined with increasing bankruptcies and foreclosures, are sending families into financial crisis. This is the reality your child faces once they're on their own.

Now consider your child's retirement prospects. Thanks to longer lifespan and the enormous number of aging Baby Boomers ready to enter retirement, most analysts predict that Social Security will be nothing but a memory by the time your teen- and college-aged children are ready to retire.

And if you think your child will one day retire on a company pension, think again. During the past decade, companies have been cutting back or even eliminating pension plans at a rapid pace. And that trend is only getting worse. Maybe you or your parents have experienced this firsthand? If so, you have my sympathy.

So what's the solution? What do the politicians and corporate fat cats offer as a replacement for Social Security and the traditional company pension? Their favorite buzzwords are "self-funded" pension. That's the polite way of saying, "you're on your own."

Average isn’t so bad….Is it?
The average person in America is struggling with credit card debt.
The average person in America is spending more than what they make.
The average person in America does not have enough saved for retirement.
The average person in America is not able to live the lifestyle they desire.
   
This is a serious question, do you want “average” for your child?
Of course not! However if you look at what we teach our children it’s no wonder the average American is in trouble.  A practical, real world financial education course is still not taught at school.  So what does that mean?
Well as parents, we want to prepare our child so they are safe when they leave home.  In fact, it’s our responsibility!

The sad thing is today it is very obvious that most young people never receive structured, practical financial literacy program and we see the consequences.  By now you see there are two kinds of people in the world:
About 10% of people have mastered simple money principles and are able to go out and enjoy life. They are free from debt, have money in the bank for emergencies and are prepared for a secure financial future.  They can sleep without worries.
On the other hand we also see those that don’t understand money and are stuck working a job they don’t like, trying to pay off their credit card debt and living paycheck-to-paycheck to afford their bills. Many of you may be in this situation now – I was before as well, so I understand – but we can do something to protect our children.
Yeah, that’s heavy stuff. But now that your eyes are open - you can be the one prepare your child for the financial real world. You can be the one to protect them and provide them the money management skills they need to achieve young financial independence and long-term financial security.

That is why right now – today – it is a critical time to put your children on the path of financial security. Take the bull by the horns and help foster your child`s financial security by giving your children the money management skills to protect themselves and prosper!

So…would you rather have your child join the majority, that live in a financial struggle, or would you rather make life easier for them?

The sad fact about the gloomy financial scenario described above is that—it's completely avoidable.

The truth is learning the basics of money - that will make a huge positive impact on their life - is easier than any subject taught in school.

In fact, did you know that if your child just saves $100 per month at age 18 - that can be enough to secure their entire financial future?

It sounds crazy I know, but the fact is that just by investing $100 per month and earning what the stock market has conservatively averaged since 1926 they could actually retire at age 59 with close to a million dollars – That’s just using a simple, automated investment plan.
 
The reason a small monthly investment of $100 grows so rapidly is due to a basic investment principle called ‘compounding interest’.  It’s a young investor’s best friend!  Basically the earlier you start to invest - the bigger and faster your money can grow. 

I wish someone would of taught me that when I was 18…..don’t you?
But most schools never touch any of this life changing material.  Why didn’t they give me a financial education course in school?

Check out this video to hear what young adults have to say about what they learned in school about money. Most of them answered – How to write______s
 



Don’t you think it's ironic—the knowledge that benefits your children the most is taught the least?

Schools don’t teach “how to live life and retire young” and they don’t get a practical financial education course - so consequently most young adults are forced to learn about money through trial and error.

My question about learning that way is…

“Why?”

Why watch your child’s financial security and dreams disappear in a puff of smoke because they were missing some basic piece of knowledge? Just by providing them a practical financial education course the scenario described above can be avoided. 

And that's where you come in.

See most children learn about money from their parents.  Even if you have the knowledge and experience to impart, not everyone is a born teacher—or even has the time to teach these skills properly.
Unless you homeschool your kids, you probably don’t teach your son or daughter chemistry, algebra or literature - right?

Then why even think about teaching your child about a subject that will impact them every day of their life - ‘personal finance’.   Unlike many of the other subjects we all took in school and never used again, money management is that will have far reaching consequences  so it needs to be taught right.  Do you want that responsibility?

The bottom line is financial education courses have to be taught by a professional – just like the other subjects that are taught by professional teachers in school.  

Think about it, would your child rather have you lecture them about how to balance their checkbook or would they learn more effectively watching an online video, podcast and having a manual with answers to all their financial questions?

Why do parents, professionals and educators trust Vince Shorb as the leading young adult financial education trainer?
Vince Shorb is the President of The National Youth Financial Educator’s Council (NYFEC) which trains and certifies financial educator’s while providing schools and non-profit organizations financial literacy curriculum. 

He is also the author of several top-selling financial education books, creator of the first complete multi-media home study course on financial literacy and is the founder of Money X - the nation’s first event teaching youth the value of entrepreneurship and financial responsibility via extreme-games entertainment, celebrity appearances, and sponsor showcases.
 
Vince is highly acclaimed and has been recommended by The National Parenting Institute and the College Parents of America. He has been featured on the Big Idea with Donny Deutsch, Dow Jones MarketWatch, New York Post, CNBC, Forbes.com and Smart Money. He is the recognized leading financial education authority and advocate.

He not only teaches personal finance, he walks the walk.  Vince has reviewed the personal financial statements of over 10,000 clients, went from broke to a million in 6 years and has been an active investor and entrepreneur since age 18.  His book knowledge combined with 17 years of investment experience makes this 34 year old in a unique position to relate to and inspire today’s youth. 

Vince is fully aware of the challenges and opportunities faced by young adults today, and he provides practical advice on how to achieve a level of financial security that will keep them on the right path.  His guidance and everyday financial know-how encourages them to harness the power of youth and achieve young financial independence.
I know my child needs this financial literacy program!  How will Financially Free by 30 capture their attention?

The Financially Free by 30 financial education course is designed to educate and entertain.  It uses the technology that youths today relate to: online videos, podcast, mp3, interactive tools and an easy to read manual that provides your loved ones life-changing material in an entertaining way.

And unlike many of the boring books on the market, which even put me to sleep, Financially Free by 30 focuses on the goal of creating a desired lifestyle - which is the reason for earning, saving, and investing money while you are young. 

Lifestyle is the endgame, it's the "why" that drives us to take control of our finances. It’s what motivates young adults to learn!

There has not been a complete financial education course that entertains and educates in a way today’s youth can relate to – Until Now!  Financially Free by 30 covers all the important aspects that will protect your child as they enter the real world: money management, credit, personal finance, investing, job skills and entrepreneurship.

Financially Free by 30 does not promote getting rich – however the lessons taught will allow your son or daughter to reach whatever financial goal they set for themselves.  It's about achieving young financial security, long-term financial security and living a life that you and your child can be proud of - so your family can go out and enjoy to life to its fullest.

I’ll show your son or daughter exactly what to do without wasting their time with a bunch of useless theory that they’ll never use.  I tell it to them straight! In fact I walk them step-by-step through each aspect so by the time they complete the financial literacy program they will have their entire financial foundation in place.   

The best part is, besides receiving the most comprehensive financial education course on the market, by the time they complete this financial literacy program they will have all the accounts they need open – from savings to 401k plans – it will all be set up and automated.  So once it’s set up, it runs automatically for them.

By the time your child finishes this financial literacy program they will know more about personal financial matters than the majority of American’s out there – young and old - Guaranteed!


Break it down for me….
What’s exactly covered in this financial education course?

Read along or check out the video tour below to find out:
 



In Phase 1 our focus is on getting your child mentally prepared. Talk to any happy, successful well-rounded person and most will agree the mental game of money is the most important! This phase will not only help them financially but the techniques can be applied to every aspect of their life: education, relationships, family and life in general.

* We’ll help your child design their goal lifestyle and then walk them step-by-step to make their lifestyle plan a reality.

*They will avoid mistakes that can lead to a lifetime of financial problems. You can rest assured that your child will avoid the “Money Pitfalls” that plague many young people today.

*Detailed instruction on how to set family, personal and financial goals that will improve their relationships and financial health.

*The entire course is shaped around the spirit of giving to other and working for the greater good.  They will be inspired by this message and look for ways to help others in need, support non-profits and be an asset to their community.

 

By the  end of Phase 2 your child will have a solid financial foundation setup that will last them a lifetime.  From the right checking and savings accounts to retirement accounts, to building credit and getting a high paying job – it’s all covered.  These critical first steps will lay the foundation for their financial security and achieve young financial independence.

*Saving and investing are the backbone to their financial freedom. In this module they will create a rock-solid savings plan and budget that makes investing simple and fully automatic.

* Students will receive step-by-step tips on how to get a job they like, get paid what they are worth and gain a better understanding of potential jobs they may want in the future.

*They’ll discover how to develop their financial team and maintain a positive network of the people in their personal and professional life.

* Students will learn how to stay out of debt and keep on track to achieve young financial independence and long-term financial security.  They will understand the importance of credit and begin to build an excellent credit rating.

*Your child will open and maintain the bank accounts and automatic bill payment features they need to manage their finances professionally.

*By the end of this phase students will have all their investment accounts and retirement accounts set up and in place. These will be open and ready so your child can start to put away for retirement at a young age.

 

In Phase 3 your son or daughter will know more about investing than the majority of people in this Country today.  They have the vital information they need to get their money working for them so they can allow the power of ‘compounding interest’ secure their financial future.

*We cover the three keys to achieve young financial independence and long-term financial security: the stock market, real estate, and entrepreneurship. These topics are credited with creating over 90% of financial free people.

*The Stock Market— Individual stocks and mutual funds are too risky for the new investor!  We focus on simple, automated solutions to investing in the market.  Warren Buffet recommends the investment vehicle that is taught in this course.  The best part is that it lower-risk and typically beats the majority of mutual fund managers.

*Real Estate— With the current housing situation we see how the real estate uneducated are suffering; this lesson will protect them.  This may be your son or daughters biggest investment so it is important they understand how to purchase a home, how to get a loan and where and when to buy or sell. 

*Entrepreneurship— Learning entrepreneurial skills will give your child the edge in the workplace; plus it will give them the education needed to start and run their own company.  By the end of this module your child will have created a real business that can earn them money.

*Financial Plan—This is where it all comes together. This final module will guide them through the creation of their own personal plan. They set a plan that will give them direction and positive motivation to reach for their dreams.

Would you feel secure knowing you have done everything to prepare your child for the financial realities of life?

I know what I've described in the Financially Free By 30 financial literacy program sounds like a lot of stuff to cover.

And it is. But it's also the most comprehensive and entertaining way to prepare you’re your child to achieve young financial independence, take control of their money, turn their dreams into reality and secure their financial future. 

By giving your child the gift of a practical financial education course you can rest assured that you have given your son or daughter a huge advantage in life.  They will safely avoid the mistakes others made and live a lifestyle that many of their peers will envy.

Feel confident knowing that you have done everything to prepare your child for the financial realities of life.  The Financially Free by 30 financial literacy program covers all the aspects of ‘money’ that they need to know.  Again this course includes:
16-Module Video Course – Over 2 hours of video edu-entertainment.
Printed Workbook Manual – 240 page fully indexed manual.
MP3 Audio Files – Downloadable to your computer or iPod.
Podcast on Demand – Choose to listen to what you want, when you want.
Interactive Software Tools – Makes handling money a breeze.
Software Planners – Keep you organized and on track.
Online Progress Quiz – Print out your graduation certificate for your resume.
Limited Time BONUS ‘Money X’ Mega-Event & Videos– Get your 2 Free tickets! If you are unable to attend you receive video clip downloads of the 2009 Money X event.  Extreme Sport Stars, Celebrities, Bands, DJ’s, Giveaways combined with money and entrepreneurial training motivate your child to learn about money. 
 

By now you know my goal, the promise I made to myself and the responsibility I have to your family.  It is to give you the most comprehensive, step-by-step, practical financial education course that is entertaining and will give your child a financial head start. Everything is included to ensure your child achieves young financial independence and security.

The good news is, that even though over a hundred thousand dollars was invested in the production, promotion and development of this financial education course, the price is reasonable enough that anyone could afford it.

And to me, affordable also means "no risk." So I'm backing Financially Free by 30 with a full money back guarantee.


We GUARENTEE you will be 100% satisfied and that your child will be prepared for the financial real world.

We are so confident that this course will put your child on the fast track to young financial independence and long-term financial security that we are backing this with a guarantee!

Guarantee #1 - You get a 30-day no questions asked money back guarantee.  Try Financially Free by 30 for a full 30 days.  If you aren’t convinced that this financial education course will make a massive positive change in your child’s life, please return it to me for a full refund.

I really am on a mission to change the world, but I don’t want your money if you feel I didn’t deliver on my promise.  Oh by the way – keep your Money X tickets as my free gift anyway. 


Video’s, MP3, Podcast, Manual, Planners, Interactive Software, Money X Tickets and a 100% money back double guarantee!
 ….By now you’re probably asking….what does this financial education course run?

Good news! The complete Financially Free by 30 financial literacy program is less than taking a single class (with book) at a community college.  The best part is your child will use this information every single day of their life.
 
By now I’m sure you understand the importance of preparing your son or daughter for the financial realities that await them in the real world. You want to help them avoid financial suffering from avoidable mistakes that plague so many of today’s youth. Most importantly you want your child to live the life that makes them happy.
 

Yes, Vince, I'm to set my own course in life and avoid needless suffering due to money ignorance.

Send me my copy of Financially Free By 30. Please rush ship the 240 page printed manual to me by UPS and give me instant access to the complete electronic version as soon as I complete your easy, fast, and secure online checkout.

Regular Price: $397

Special Price: $297
( this price will not last)

(the Bonus Money X tickets and videos are only available for a  limited time)

Click here to secure your bonus and the special price. Order securely to

 

 It is my personal goal and promise to help you to secure your child’s financial future.
Sincerely,



Vince Shorb
888.327.2838 (my private number)
Vince@FreeBy30.com

PS: Remember, you will get instant online access to the entire Financially Free By 30 program as soon as you complete your order. In minutes you can be downloading the electronic versions of the manual, listening to the audio, and watching the videos. Your printed manual will be rush-shipped to your front door and arrive in about one week.

PPS: I am completely serious about the money-back double guarantee. If you're not happy, please request a refund. I will gladly return your payment.

PPPS: The introductory pricing may be withdrawn at any time. To get the best price now for the complete Financially Free by 30 course, please click the button below now.

 
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